Controlling Your Choices

Long term care is the type of care that you may need if you can no longer perform "activities of daily living" by yourself, such as eating, bathing or getting dressed. It also includes the kind of care you would need if you had a severe cognitive impairment like Alzheimer's disease. Care can be received in a variety of settings, including your own home, assisted living facilities, adult day care centers or hospice facilities.

Long term care can be covered completely or in part by long term care insurance. Most plans let you choose the amount of the coverage you want, as well as how and where you want to use your benefits. A comprehensive plan includes benefits for all levels of care, custodial to skilled.

Long term care insurance can provide protection for you and your family against the potentially high costs of long term care. It can provide funds to pay for your care today or many years in the future.

Long Term Care Five Frequently Asked Questions
1. What is long term care?
2. Who should buy it?
3. How to compare long term care insurance?
4. How much does it cost?
5. Who pays for long term care?