Contact us today to find out if long term care insurance is right for you!

Controlling your freedom of choice

Long term care insurance can provide protection for you and your family against the potentially high costs of long term care. It can provide funds to pay for your care today or many years in the future.

Five Frequently Asked Questions on LTC:
1.    What is long term care?
2.    Who should buy it?
3.    How to compare long term care insurance?
4.    How much does it cost?
5.    Who pays for long term care?

Did you know the average private pay rate for a semi-private room in a South Dakota nursing home in 2008 was $143 per day?¹ That is over $52,000 per year. No one person thinks that they will ever need long term care, but wouldn’t you rather plan for the worst, with the option to have the best?

Long term care insurance allows you to decide where you want to receive your care, whether it be at home, in an assisted living facility, in a nursing facility, at adult day care centers or hospice facilities.


 Click here to download your free copy of A Shopper’s Guide to Long Term Care Insurance.

¹Source: South Dakota’s Long Term Care Partnership Program website