Group insurance can benefit both you and your employees alike. When you choose a group plan, you can save on personal health care costs, increase tax deductions, and boost job satisfaction within your company. Group health insurance provides its members with a blended demographic rate structure. Employees may be able to choose different levels of coverage.

Employers may offer voluntary products such as:

• dental insurance
• life insurance
• long term care insurance
• long and short term disability insurance

Employees that are offered group health insurance are not mandated to join the plan, but certain minimum requirements must be met to constitute a group.